Debt Consolidation



One Payment, One Less Thing to Worry About

Save money and simplify your finances with a debt consolidation loan. When you combine high-interest debts into a single, lower-interest monthly payment, you can pay down your debt faster and with less stress. 


Pay down your debt faster:

  • Pay off your debt and save over time with a potentially lower rate 
  • Simplify your budgeting with one convenient monthly payment
  • Make on-time payments and you could gradually increase your credit score
  • Gain back your financial freedom and confidence knowing you're in control


Save 1.50% off your next loan rate:

  • As low as 11.74% APR* when you apply for a Debt Consolidation Loan and enroll in direct deposit and auto pay
 

Debt-free living is within reach. Apply today:

  • Apply online by clicking the button below
  • Stop into any of our locations and chat with a representative

 

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Discounted Loan Rates
Save money on your payment just for being a loyal member.

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Calculate your Payment
Use our calculators to get an idea of what your payment could be.

Calculators





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Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 

















Solutions for every aspect of life


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A loan for your every need, vacation, home improvement, you name it!

Personal Loans

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Find your nearest location and stop in to see us!

Our Locations

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Our Free Checking account features all of the basics you’ll need!

Free Checking Details

*APR=Annual Percentage Rate. Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Offer expires 6/30/25. See Credit Union for complete details.