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Kickstart Loan is now Credit Builder Loan
Build your credit and savings with a Credit Builder Loan
A Credit Builder Loan is the perfect way to establish your credit history or rebuild a low score. Open a Credit Builder Loan, make regular payments, and watch your credit score grow. After you have paid off the loan and built your credit, you'll get $1,000 and may then be eligible for a Visa Platinum credit card.
Visit your Financial Plus branch today to apply!
Adulting is hard. Building credit shouldn't have to be.
Our Credit Builder Loan is a simple, secure way to build up your score and get $1,000 in savings.
- Establish a positive credit history from scratch or rebuild a low score
- Get $1,000 in savings once you’ve completed the loan
- Set yourself up to qualify for a Visa credit card*
- Build a solid foundation for your financial future
Start building your credit now:
If you’re ready to get started on your credit journey, we’re here to be your guide. Stop by your local Financial Plus branch to get started.
Loan FAQs View Locations
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Enroll in Auto Pay and leave the stress of late payments behind.
Checking Accounts
From Free to Go-To with 4.15% APY*, we have a checking option for you.
Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Solutions for every aspect of life
*Once the member has made at least 12 on-time monthly payments, Financial Plus may be willing to lend additional money. The member is invited to apply and must be able to prove income. Rate based on credit score at time of new application. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.