Earn cash back on your everyday purchases
A credit card to meet your everyday needs and pays you back. Whether it's your daily coffee run, online shopping spree, or that vacation you've been planning, our Visa Platinum credit card is here to reward you with unlimited 1% cash back all purchases. Our credit card also comes with no annual fee, making it a great option for those looking to save money.
Looking to save on interest? You're in the right place. Our credit card offers lower rates than the big banks. Transfer your high rate credit card debt to a Financial Plus Visa Platinum today.
What you get with our Visa credit card:
- 1% cash back on all purchases* (Learn how to redeem cash back >)
- Low rates
- No annual fee
- Easy payment options
How to apply for a Visa credit card:
- Apply online by clicking the button below
- Stop into any of our locations and chat with a representative
Current members: You may have a pre-approval waiting!
Check to see if you have a pre-approval available by logging into digital banking online or on the MyFPCU mobile app and selecting "My Offers" on the dashboard.
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Stay Informed
Enroll in E-Documents and alerts within digital banking and never wonder what your balances are.
Redeeming 1% cash back is simple:
- Log in to digital banking
- Select credit card account
- Select "Ask about this account" to start a conversation with us
- Request representative to redeem your rewards
You can also redeem your rewards at any branch location or by calling our Contact Center at (800) 748-0451.
Choosing a credit union credit card:
So, why get a credit union credit card like the Financial Plus Visa Platinum? Because it's not just a credit card – it's a smart choice that puts you first, rewards you for your loyalty, and supports your financial journey every step of the way. Ready to experience the credit union difference? Join us and let's start building a brighter financial future together.
- Competitive rates: Say goodbye to those sky-high interest rates. Credit union credit cards often come with lower interest rates compared to those offered by big banks and traditional lenders. This means you can carry a balance without breaking the bank on interest payments.
- Fee-friendly: Tired of being hit with hidden fees and charges? Credit unions are known for their transparent fee structures. You'll likely find fewer fees associated with credit union credit cards, meaning you can spend and save without worrying about unexpected costs.
- Personalized service: Ever felt like just a number when dealing with a big bank? Credit unions are all about fostering strong member relationships. You'll enjoy personalized service from professionals who genuinely want to help you achieve your financial goals.
- Flexibility and understanding: Life happens. If you hit a rough patch, credit unions are more likely to work with you to find solutions and offer flexibility during tough times.
Manage your cards with the FPCU Visa app:
- View credit and debit card transactions
- View payment history
- Set alerts and controls for purchases
- Set travel notifications
Everything you need to know about our Visa Platinum
Can I transfer my current credit card balances to a Visa Platinum?
Yes. Transfer your balances to our Financial Plus Visa credit card and take advantage of our competitive rates and 1% cash back. Get your application started by simply applying at any branch or printing the paper balance transfer form and returning it to any Financial Plus location.
How do I redeem my Cash Back Rewards?
Redeeming your rewards is simple!
- Log in to digital banking
- Select credit card account
- Select "Ask about this account" to start a conversation with us
- Request representative to redeem your rewards
You can also redeem your rewards at any branch location or by calling our Contact Center at (800) 748-0451.
Application and Solicitation Disclosure
Solutions for every aspect of life
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.
*Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.