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FAQs



Looking for something specific?

Here's a list of our most frequently asked questions at Financial Plus. 

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If you forget your digital banking password, you can reset it online in three simple steps.

  1. Click the "forgot password" option under the login field. You will need your SSN and member number (this is your account number) to begin the steps to changing your password. 
  2. After you have entered your information, a verification code will be sent using the method you chose when you enrolled in digital banking (typically by text message or by phone call with an automated voice providing the code).
  3. When you enter  your verification code, you will then be prompted to reset your password. After you do so, you will be able to access your digital banking account right away.

Loan Pay is a quick, secure way for you to make loan payments with funds from another financial institution at any time, day or night.


Transfers is in digital banking allows you to use your account at another institution to pay on your Financial Plus loan. You must be enrolled in digital banking to complete an external transfer. Click here to enroll in digital banking. Already enrolled? Log in here and follow the steps below:

  • Select "Transfers" from the left-side menu options.
  • Select "Transfer to other institutions"
  • Select "Add external account"
  • Follow the prompts to add an external account
  • Once verified, you can transfer to and from any of your personal accounts at any time.

Learn More

You can change your address and contact information by either:

  • Logging in to digital banking and selecting 'settings' under your profile. Then select your name and 'edit' your address.
  • Calling (800) 748-0451 and speaking with a representative
  • Visiting one of our branch locations

You can start a chat session with one of our agents within digital banking a few different ways.

  1. Within your digital banking account, there is a green tile located under your accounts that says "Message". This starts a chat session.
  2. Within the mobile app, you can also select "Support" from the drop-down menu. Within the support section, you can click "Start a conversation" to chat with us.
  3. When you are viewing any transaction within digital banking, you can also click "Ask us about this transaction" then select "Start a new conversation" to chat.

Click here to enroll in digital banking. Already enrolled? Log in here.

To report a lost/stolen ATM, Debit or credit card, please call (800) 748-0451. To report a lost/stolen card after hours please call (888) 241-2510. For cards lost/stolen outside of the United States, please call (909) 941-1398.
Text messages coming from FPCU come from the following phone numbers: (810) 244-2040, (810) 244-2200, or (810) 244-2438. Please note, we will never ask for your account number, social security number, digital banking login, or other personal information. 
(810) 244-2200, (810) 244-2040, (810) 244-2438
Do not click any links or continue further with the conversation. Stop by your local branch or reach out to our Contact Center at (800) 748-0451 to verify the text is from Financial Plus.
Yes, if you reply to the text, a representative will be able to assist you during normal business hours.
You can opt out by replying “Stop” to any text message from FPCU.
To opt back in, reply with the word “START.”