Ready Now Loan



Greenlight Loan is now Ready Now Loan

When life happens, Ready Now Loan is here

Unexpected expenses happen. Get the cash you need quickly with our no credit check Ready Now Loan located right in digital banking. Borrow up to $2,000 and get your money fast with 24/7 instant approval, so you can get back to what matters.

Log in to Apply

 

Need cash fast? Up to $2,000 with no credit check:

You can get the cash you need when you need it. Apply anytime—24/7—and have the money deposited into your account right after. 

  • Get the money you need, regardless of your credit history
  • Quick and easy online application with money deposited directly into your account
  • Borrow up to $2,000 to cover unexpected expenses
 

Get your Ready Now Loan in 3 easy steps:

  1. Log in: Access your FPCU digital banking account.
  2. Select Ready Now: Choose "Buy Now, Pay Later + Ready Now" from the menu.
  3. Get Your Cash: Follow the prompts to complete your application and receive your money immediately.
 
 

Ready, set, get your cash:

  • Must be a Financial Plus Credit Union member. (Not a member? Click "Become a Member" below to join.)
  • Qualifying deposits into your account average over $500 monthly for 3 months*

Become a Member      

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Free Financial Education 
Learn tips and tricks on everything from paying off debt to purchasing a home.

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Checking Accounts
From Free to Go-To with 4.15% APY*, we have a checking option for you.





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Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 

















Solutions for every aspect of life


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Looking for a new house? Let us help get you into your dream home.

Home Loans

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A loan for your every need from vacations, to emergencies, or making home improvements.

Personal Loans

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Find your nearest location and stop in to see us!

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*$25 processing fee applies and will be added to the loan amount. Must have 3 months of direct deposit in Financial Plus account to qualify. Loan amount not to exceed $2,000 or the amount of monthly direct deposit whichever is less. Minimum loan amount is $500. Actual approval amount and terms are dependent on qualification and lending criteria. Approximate monthly payment is $187.50 for a $2,000 loan for 12 months with APR of 22.409%. Account must be in good standing. Maximum of one outstanding Ready Now loan per member. Rates, terms, and conditions are subject to change without notice. May be discontinued at any time. Some restrictions apply. See Credit Union for details.