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Up to $25,000 for any dream, any need
Ready to make things happen? With a personal loan from Financial Plus, your dreams are within reach. From home makeovers and big purchases to beach vacations and celebrations, we're here to help make it possible. Apply today, and our team will guide you through the process to make it as simple as possible.
Get money for any reason:
Apply online in minutes and get access to funding for whatever you need.
- Borrow up to $25,000: Finance your dreams, big or small
- Get 1.50% off your next loan rate* with direct deposit and auto pay
- Choose a repayment plan that fits your budget
- Apply from anywhere, anytime, in minutes
Save 1.50% off your next loan rate:
- As low as 11.49% APR* when you apply for a personal loan and enroll in direct deposit and auto pay
Your money is waiting:
- Apply online by clicking the button below
- Stop into any of our locations and chat with a representative
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Discounted Loan Rates
Save money on your payment just for being a loyal member.
Additional loan options:
- No credit check Ready Now Loan: It's easier than ever to get cash up to $2,000 in your pocket when you need it most, with 24/7 approval and immediate access to your money.
- Debt Consolidation: Consolidate your high rate credit cards, small personal loans and medical bills with a Debt Consolidation Loan. Lower your monthly payments and celebrate the payoff.
Why you should choose a Financial Plus personal loan:
- Personalized guidance: We understand that your financial journey is unique. Our knowledgeable and friendly loan experts are here to provide personalized guidance and support, ensuring that you choose the loan option that aligns with your goals.
- Competitive rates: Your financial well-being matters to us. Our personal loans come with competitive rates, so you can achieve your goals without unnecessary financial strain.
- Easy application process: Applying for a personal loan at Financial Plus Credit Union is straightforward and convenient. Our simple online application process ensures that you can start your journey with ease.
- Member-centric approach: As a member-owned credit union, our focus is on your financial success and well-being. Your interests come first, and our aim is to provide you with the best financial solutions tailored to your needs.
Financial Plus is committed to getting you the money you need with the terms you can afford. That’s why we offer easy online pre-approval in minutes!
What is an instant approval personal loan?
An instant approval personal loan is a type of loan that can be approved and funded quickly, often within a few hours or days. These loans typically have a streamlined application process that allows lenders to quickly assess your creditworthiness and determine your eligibility for the loan. Keep in mind that instant approval does not guarantee that you will be approved for the loan, and you should still read the terms and conditions carefully before borrowing.
Solutions for every aspect of life
*APR=Annual Percentage Rate. Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Offer expires 6/30/25. See Credit Union for complete details.
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