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Transfer your high-rate credit card balances
Ready to save money and take control of your credit card debt? Transfer high-rate balances to our Visa Platinum credit card!
- Cut your interest rate to 4.99% APR* (during the promotional period ending 4/30/26)
- Skip the fees with no balance transfer fee
- Pay debt faster with lower interest rates
Transferring your balance is easy and hassle-free. Consolidate your credit card debt into one simple payment and watch your savings grow. With our promotional interest rate, you’ll see the difference immediately in your monthly payments.
What you get with our Visa credit card:
Earn unlimited 1% cash back on everyday purchases* like groceries, gas, and online shopping No annual fee, so you can save even more Lower rates than the big banks—helping you keep more money in your pocket Enjoy 24/7 fraud protection and enhanced security for peace of mind Easy payment options to fit your lifestyle
- 1% cash back on all purchases** (Learn how to redeem cash back >)
- Low rates
- No annual fee
- Easy payment options
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Stay Informed
Enroll in E-Documents and alerts within digital banking and never wonder what your balances are.
Redeeming 1% cash back is simple:
- Log in to digital banking
- Select credit card account
- Select "Ask about this account" to start a conversation with us
- Request representative to redeem your rewards
You can also redeem your rewards at any branch location or by calling our Contact Center at (800) 748-0451.
Choosing a credit union credit card:
So, why get a credit union credit card like the Financial Plus Visa Platinum? Because it's not just a credit card – it's a smart choice that puts you first, rewards you for your loyalty, and supports your financial journey every step of the way. Ready to experience the credit union difference? Join us and let's start building a brighter financial future together.
- Competitive rates: Say goodbye to those sky-high interest rates. Credit union credit cards often come with lower interest rates compared to those offered by big banks and traditional lenders. This means you can carry a balance without breaking the bank on interest payments.
- Fee-friendly: Tired of being hit with hidden fees and charges? Credit unions are known for their transparent fee structures. You'll likely find fewer fees associated with credit union credit cards, meaning you can spend and save without worrying about unexpected costs.
- Personalized service: Ever felt like just a number when dealing with a big bank? Credit unions are all about fostering strong member relationships. You'll enjoy personalized service from professionals who genuinely want to help you achieve your financial goals.
- Flexibility and understanding: Life happens. If you hit a rough patch, credit unions are more likely to work with you to find solutions and offer flexibility during tough times.
Manage your cards with the FPCU Visa app:
- View credit and debit card transactions
- View payment history
- Set alerts and controls for purchases
- Set travel notifications
Everything you need to know about our Visa Platinum
Can I transfer my current credit card balances to a Visa Platinum?
Yes. Transfer your balances to our Financial Plus Visa credit card and take advantage of our competitive rates and 1% cash back. Get your application started by simply applying at any branch or printing the paper balance transfer form and returning it to any Financial Plus location.
How do I redeem my Cash Back Rewards?
Redeeming your rewards is simple!
- Log in to digital banking
- Select credit card account
- Select "Ask about this account" to start a conversation with us
- Request representative to redeem your rewards
You can also redeem your rewards at any branch location or by calling our Contact Center at (800) 748-0451.
Application and Solicitation Disclosure
Solutions for every aspect of life
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. The current introductory/promotional APR on balance transfers is fixed at 4.99% APR on all balance transfers completed by 4/30/25. No balance transfer fee is applicable. The promotional APR is good through the billing cycle ending 4/30/26. After which, the transferred balance(s) and any subsequent balance transfer will be subject to the Variable Cash Advance APR of 18%, as of 10/01/2024, based on creditworthiness and existing Credit Card Agreement disclosed at account origination. See Credit Union for complete details.
**Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.