Free Checking account with all of the basics
Say goodbye to fees and limitations, and say hello to a simple banking experience. With a Free Checking account at FPCU, you can enjoy the freedom and flexibility you deserve.
What you get with a Free Checking account:
- No monthly fees
- No minimum requirements
- Digital banking loaded with options
- Instant debit card
- Access to 30,000 fee-free ATM's nationwide
How to open a Free Checking account:
- Open online by clicking the button below
- Stop into any of our locations and chat with a representative
Open an account online in less than 3 minutes!
Use code 'Winter25' when finalizing your app to get up to $300 with direct deposit.*
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.
Save with Benefits Plus®
Access discounts for food, shopping, free cell repair coverage and more.
Instant-issue debit card
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Easily access your funds: With our contactless debit card, you can access your funds 24/7 at ATMs. Whether you're traveling, shopping online, or simply need cash, your funds are always within reach.
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Track your spending: Easily monitor your transactions within digital banking. Stay in control and keep track of your purchases effortlessly.
Send money anytime, anywhere
Link your checking and debit card to your mobile accounts like Apple Pay®, PayPal®, Venmo® and more. It's easy - you just need your account number and our routing number 272480128 to get started.
Solutions for every aspect of life
*Insured by NCUA. Receive incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $500 for two consecutive months. Incentive deposited within 15 days of meeting the incentive requirements. Cannot be combined with any other offer. Restrictions apply. See credit union for complete details.
**APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000. A 0.00% APY will apply in months where all requirements are not met. APY current as of 7/6/23. Rates subject to change. Limit one Go-To Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.
Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.
Apple Pay is a trademark of Apple, Inc.
PayPal and Venmo are trademarks of PayPal, Inc.