Join + Get up to $300!
Opening a new checking account at Financial Plus has never been more rewarding! From our simple Free Checking to our high rate Go-To Checking, there is an account made for you. Unlock up to $300 when you meet a few simple requirements.*
How to get rewarded:
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Open a new checking account
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Enroll in direct deposit
- Get $300 when you open a new checking account and set up a monthly direct deposit totaling $1,000 or more for two consecutive months- Get $150 when you open a new checking account and set up a monthly direct deposit totaling at least $500 for two consecutive months
Open online in less than 3 minutes!
Use code BayCity when finalizing your app.
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Checking Accounts
From Free to Go-To with 4.15% APY**, we have a checking option for you.
Save with Benefits Plus®
Access discounts for food, shopping, free cell repair coverage and more.
Instant-issue debit card
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Easily access your funds: With our contactless debit card, you can access your funds 24/7 at ATMs. Whether you're traveling, shopping online, or simply need cash, your funds are always within reach.
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Track your spending: Easily monitor your transactions within digital banking(Opens in a new Window). Stay in control and keep track of your purchases effortlessly.
Send money anytime, anywhere
Link your checking and debit card to your mobile accounts like Apple Pay®, PayPal®, Venmo® and more. It's easy - you just need your account number and our routing number 272480128 to get started.
Solutions for every aspect of life
*Insured by NCUA. Must be new checking relationship. Receive $300 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $1,000 for two consecutive months. Receive $150 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $500 for two consecutive months. Incentive deposited within 30 days of meeting direct deposit requirement. Cannot be combined with any other offer. Subject to 1099-MISC. Restrictions apply. See credit union for details.
**APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000. A 0.00% APY will apply in months where all requirements are not met. APY current as of 12/26/23. Rates subject to change. Limit one Go-To Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.
Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.
Apple Pay is a trademark of Apple, Inc.
PayPal and Venmo are trademarks of PayPal, Inc.