Refinance with FPCU: Get 1% Off Your Rate
as low as 4.79% APR* for auto loans
Ready to save money on your current auto, boat, RV, motorcycle, or powersport loan? If you refinance your non-Financial Plus loan with us, we'll knock 1% off your current rate, or give you our lowest FPCU rate, whichever saves you more. With a lower loan rate, you can enjoy extra spending power for all of your summer adventures.
Offer extended! Expires 12/31/24.
Let us beat your rate by 1% and get:
- Rates as low as 4.79% APR* on auto loans
- As low as 5.04% APR* on boat loans
- As low as 5.79% APR* on RV loans
- As low as 6.24% APR* on motorcycle loans
- As low as 7.24% APR* on powersport/ATV loans
Submit your application:
- Apply online by clicking the button below
- Stop into any of our locations and chat with a representative
Discounted Loan Rates
Save money on your payment just for being a loyal member.
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
How to get approved for a Financial Plus auto loan:
- Apply online. We make it easy to apply for your new loan online. We may ask you for your social security number, proof of address, income, and proof of income, so be sure to have those documents ready.
- We’ll review your credit. Once we receive your application, we will review your credit and determine whether or not we can approve your loan and for how much. Your interest rate will depend on your credit history and other factors.
- Step into your new vehicle. We can quickly turn around loan approvals allowing you to drive off in your new ride as soon as possible.
How much are our car loan rates?
At Financial Plus Credit Union, our low rates allow you to afford more features with lower monthly payments. Use our handy loan calculator to see how much you could save on auto finance.
Why choose Financial Plus Credit Union?
At Financial Plus Credit Union, we make it easy to get auto and home loans at some of the best rates in the industry. Once we do, we make it easy for you to manage these loans online and even offer money if you refer a friend. Contact us today to see why we are one of the top online credit unions.
Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Solutions for every aspect of life
*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. The Credit Union will reduce the rate of your existing non-Financial Plus loan by 1% (subject to a minimum rate of 4.79% APR for auto, 5.04% APR for boat, 5.79% APR for RV, 6.24% APR for motorcycle, and 7.24% APR for powersport loans). Proof of the current rate and terms of the loan to be refinanced is required. Promotion only applicable to secured auto, boat, RV, motorcycle, and powersport loans. Promotion does not apply to existing loans with the Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. Cannot be combined with Loyalty Rate Discounts. The Credit Union reserves the right to modify or discontinue this offer at any time without notice. Offer expires 12/31/24. Some restrictions apply. See Credit Union for details.