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Credit Reports and Scores



Educational Resources for Credit Reports and Scores

At Financial Plus Credit Union, we believe in empowering our members with knowledge and tools to make informed financial decisions. Our educational resources on credit reports and scores are designed to provide you with valuable insights, tips, and guidance to help you manage your finances effectively.
 
From getting approved for your dream car and getting a credit card with lower interest rates, there are many benefits to improving your credit. Improving your credit score enhances your financial health, saves you money, and lowers stress. Get started by viewing our tools below.

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Credit Score Tools in Digital Banking
Staying on top of your credit just got even easier. We've partnered with Array© and enhanced digital banking to include your:
  • Credit Report
  • Score Factors
  • Score simulator
  • Debt analysis
  • And more!
The best part? This will automatically be enabled in digital banking, with no effort from you. View FAQ >

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Getting Started With Credit
Use this Guide to discover the basics of credit including the different types, common terminology, how to establish credit, how your credit report and credit score work, and more. 

Understanding Credit
Are you new to the world of credit and interested in learning about its impact on your financial situation? This interactive course provides a comprehensive overview of credit, explaining what it is, how your credit score is calculated, and how to manage it effectively.














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Achieving Good Credit
Watch this recorded webinar to learn strategies you can use to improve your credit score. 

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Why is Credit Important?
Learn why it's important to stay on top of your credit and how it helps you with your big purchases.