1. Expertise in your corner: When you choose FPCU for your boat loan, you're choosing a team of financial experts who are here every step of the way. Our experience in helping members achieve their financial goals extends to making your boating dreams come true.
2. Competitive rates, lower costs: We're proud to offer highly competitive interest rates on our boat loans, allowing you to save on interest over the life of your loan. Plus, our commitment to low fees ensures that you enjoy more value from your loan experience.
3. Personalized solutions: At FPCU, we know that your boating journey is unique. That's why we tailor our boat loans to fit your specific needs, ensuring that your loan terms align with your financial situation and goals.
   
4. Local connection: FPCU is deeply rooted in the communities we serve. When you choose us for your boat loan, you're supporting a local institution that reinvests in the well-being of the community and understands the unique joys of boating in our region.
   
5. Financial education: We're not just about loans; we're about your financial success. FPCU provides FREE financial coaches, educational resources, tools, and advice to help you navigate your loan and manage your finances effectively.
   
6. Your partner for life: Beyond the boat loan, FPCU remains your lifelong financial partner. As you sail through life's financial waters, we'll be there to provide support, guidance, and the tools you need to achieve your dreams.

Get pre-approved before you shop for a new boat

1. Know your budget: Pre-approval helps you understand your purchasing power. You'll know exactly how much you can afford, allowing you to shop for a boat that fits your budget without any surprises.
2. Shop with confidence: With a pre-approved boat loan from FPCU, you'll be a step ahead when you visit dealerships or private sellers. You can negotiate confidently, knowing that your financing is already secured.
3. Faster transactions: Pre-approval speeds up the purchasing process. Once you find your dream boat, you can finalize the deal quickly without waiting for financing to be arranged.
4. Tailored terms: FPCU's pre-approval process allows us to tailor loan terms to your unique financial situation. You'll enjoy a loan that fits your needs, whether it's a specific repayment period or competitive interest rates.
5. No obligations: Pre-approval doesn't commit you to taking the loan. You have the flexibility to explore your options and decide if the pre-approved loan meets your needs before making a commitment.